Coverage for Dogs
Dogs are active animals prone to accidents and breed-specific health issues. Dog insurance often covers:
- Injuries: From broken bones to lacerations caused by accidents.
- Hereditary Conditions: Issues like hip dysplasia in large breeds or breathing problems in flat-faced breeds.
- Chronic Illnesses: Arthritis, allergies, and diabetes.
- Emergency Surgeries: Foreign object removal or ligament repairs.
Preventive Care for Dogs
Some plans include wellness add-ons for vaccinations, heartworm prevention, and routine check-ups to catch issues early.
Coverage for Cats
Cats may be more independent, but they face unique health risks. Cat insurance typically includes:
- Chronic Conditions: Kidney disease, diabetes, and hyperthyroidism.
- Dental Care: Coverage for gum disease and tooth extractions.
- Emergency Treatments: Injuries from falls, bites, or accidents.
- Cancer Treatments: Chemotherapy and specialized therapies.
Preventive Care for Cats
Wellness plans can cover annual exams, vaccinations, and flea or tick prevention to keep your feline healthy.
What’s Not Covered?
Most pet insurance plans do not cover pre-existing conditions, elective procedures (like cosmetic surgeries), or non-veterinary costs such as food or grooming. Always review the exclusions in your policy to avoid surprises.
Conclusion
Dog insurance and cat insurance provide coverage for a wide range of medical issues, ensuring your pets receive the care they need. By understanding what’s included, you can choose the best plan to protect your furry friends.